Annual Holiday Insurance for Europe
The majority of travel insurance policies sold are for single trips, but suppose you are a retiree who has relatives or a timeshare property in Europe (or both)? Or maybe you make frequent trips overseas on business. Many insurance carriers now offer annual holiday insurance for European travel.
What Does Annual Holiday Insurance for Europe Cover?
Buying annual European holiday insurance for your family or just for yourself ensures that you are covered for any travel to Europe within a year of the policy’s start date. Coverage varies from provider to provider and from policy to policy, but a typical annual holiday insurance policy for Europe includes reimbursement for any medical expenses incurred abroad, any cancellation or interruption of your trip and any emergency travel that you might be forced to make during the course of your vacation.
Where Can I Find Annual Holiday Insurance for Europe?
At one time, the obvious answer would have been “at the travel agency where you booked your ticket”. But if you’re reading this online, chances are you’re not the sort of person who would book their travel at an old fashioned bricks and mortar travel agency (if you can still find one). More than half of all trips are now booked online, and travel insurance has to follow suit. Fortunately, there are a number of websites that sell annual holiday insurance for European trips online.
Travel Insurance Services is a company established in San Francisco in1973. In 2004, it was acquired by USI holdings, America’s eighth largest insurance company. It provides an annual travel insurance policy called Voyager that allows travelers to sign up once per year and which covers medical expenses, trip cancelation or delay, hazardous activity cover for extreme sports and an optional concierge service that can help with such things as restaurant reservations, local activity information and even the latest football scores. Should you require hospital treatment overseas, the policy can cover a round trip plane ticket for a friend or family member to visit you, and in the event that the worst happens, it will also cover the repatriation of your remains.
If you want to compare policies from different providers, InsureMyTrip.com is a website that allows you to compare over 100 different policies from 19 leading companies. Simply enter the cost and date of your trips, the ages of the travelers and your primary destination and you will be given quotes for policies that fit your needs. You can then check the policies you are interested in to compare features and find the policy that best suits you.
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